Personal Banking
A place for your everyday money and your plans for tomorrow.
YOUR NEXT CHAPTER STARTS HERE
Banking made simple.
Growth made possible.
Big dreams. Everyday goals. Whatever comes next, we’re here with financial solutions that move you forward.
For individuals. For businesses. For you.
A little support.
A world of possibilities.
A world of possibilities.
GROW WITH FITYour ambition,
our commitment.
our commitment.
LET’S GET STARTED
What would you like to do?
MADE FOR REAL LIFE
Financial solutions.
Built around you.
For the everyday wins and the bigger milestones.
Find the support that fits your journey.
Business Banking
Practical banking for entrepreneurs, SMEs and growing businesses.
Loans & Credit
Move forward with financing for the things that matter to you.
Find your loanSavings & Investments
Give your goals a home with options to save and build your funds.
A LITTLE SUPPORT GOES A LONG WAY
Your next step.
Our lending hand.
From personal milestones to business opportunities,
explore a loan that fits your needs.
ROOM TO DO MOREUp to ₦1MLoan amount
SUPPORT TO MOVE FORWARDFrom 7.50%Interest rate
A CLEAR PATH AHEAD14 Days ProcessApplication processing
Subject to eligibility, assessment and applicable terms. Confirm the rate period, fees, repayment schedule and processing timeline with FIT MFB before applying.
FOR YOUR EVERYDAY
FIT Personal Loan
For school fees, family needs and the personal projects you’re ready to take on.
FOR YOUR AMBITION
FIT Business Loan
Restock, expand or take the next opportunity. Give your business room to grow.
FOR YOUR NEXT CHAPTER
FIT Property Loan
Make more of your space with financing for eligible renovations and improvements.
Explore real estate financingPLAN WITH MORE CLARITY
Helpful tools for your next step.
Use these quick estimates to start a conversation with FIT MFB. They are indicative and do not constitute an offer or approval.
Loan Repayment Calculator
See an estimated monthly repayment based on the amount, rate and term.
ESTIMATED MONTHLY₦0
TOTAL INTEREST₦0
TOTAL REPAYMENT₦0
Illustration only: this uses a reducing-balance formula, equal monthly repayments and the annual rate entered above. The sample 7.50% is not a confirmed annual bank rate. Fees and insurance are excluded. FIT MFB must confirm its rate period, charges and repayment schedule.
Savings Goal Planner
Estimate how long it could take to reach a savings target.
ESTIMATED TIME TO GOAL10 monthsAt ₦50,000 per month
Explore savings options Assumes a constant monthly contribution; excludes interest and charges.
EXPLORE. PREPARE. CONNECT.
A little help with your next step.
Useful tools and real conversations, all in one place.
01
Compare your options
See accounts and loans side by side.
Find your fit →02Get application-ready
Create a checklist and prepare your questions.
Build your checklist →03Request a callback
Ask our team to talk through your next step.
Start a conversation →04Tips & life at FIT
Explore practical tips and test your fraud awareness.
Read and explore →MORE CONVENIENCE. MORE POSSIBILITIES.
Your life moves.
Your banking should too.
We’re building digital channels to bring everyday banking closer to you. Discover what’s available today and what’s coming next.
Channel availability will be confirmed by FIT MFB.THE NEXT CHAPTER
Banking, closer to you.
Payments & transfersMove money with less effort.
Mobile convenienceMore ways to stay connected.
Help when you need itStart a conversation with FIT Assist.
Digital channels are being developed
YOUR GROWTH. OUR COMMITMENT.
Why choose
FIT Microfinance Bank?
Good banking starts with understanding you. We support individuals, businesses and communities with practical financial solutions.
Let’s talk about your goalsPeople come first
Real needs. Real conversations. Banking with you at the centre.
Security matters
A commitment to protecting your information and building your trust.
Room to grow
Support for entrepreneurs and the businesses shaping our communities.
A helping hand
Clear guidance and a team you can reach when you need support.
INSIDE FIT MFB
Our Banking Environment
See the people, spaces and activities that make FIT MFB feel close to you.
STAY ALERT. STAY PROTECTED.
Your security is our shared priority.
Never share your PIN, password, OTP or CVV with anyone — including FIT Assist. Pay money into your own account, never a staff member’s personal account.
CONNECTED THROUGH OUR PARTNERS
